Insurance & Financial

Dental Insurance

At Adams Dental, we make every effort to provide you with the finest care and the most convenient financial options. To accomplish this, we work hand-in-hand with you to maximize your insurance reimbursement for covered procedures. If you have any problems or questions, please ask our staff.


If the treatment option you select exceeds your available dental benefits, you will be offered several financial options prior to treatment being initiated.

For your convenience, we accept Visa, MasterCard, Discover, and American Express. We also accept CareCredit. We deliver the finest care at the most reasonable cost to our patients; therefore, we allow you to pay at the time services are rendered unless other arrangements have been made in advance. If you have questions regarding your account, please contact us at (727) 461-4832.

Your treatment options and fees will be thoroughly discussed at your consultation appointment. Please remember that dental insurance companies are not in the business of saving your teeth–WE are. Insurance companies make their money by collecting a maximum amount in premiums, while paying out a minimal amount of claims. Most dental insurance plans have not increased their benefit maximums since their inception in the early 1970s. Inflation has caused an increase in related fees, dental supplies, labor costs, and lab fees – even the cost of your annual insurance premium. The benefits, however, have remained the same.

Please remember you are fully responsible for all fees charged by this office regardless of your insurance coverage.

Our COVID-19 Statement

Out of an abundance of caution for the health of our dental team, our patients, and their families, we are making a proactive decision to postpone and reschedule all elective procedures including dental cleanings. Please understand that this situation is unbelievably fluid and we will make the necessary decisions to protect the health of our patients, our dental team, their families, and our community.

If you are a patient of record and you are experiencing a true dental emergency, please call (727) 804-3638

We appreciate everyone’s compassion and understanding during these difficult days. We look forward to seeing you as soon as we are past this unprecedented health concern. We will all get through this.

From all of us at Adams Dental and our families, be safe and be well.